
Nik Bhatia
ResearcherCrypto
Nik Bhatia wrote Layered Money (2021) and Bitcoin Age (2025). Layered Money maps gold, dollars, bank deposits and bitcoin as layers of one system and shows which layer a holder's money sits on. He founded The Bitcoin Layer, a research firm that tracks bitcoin against global liquidity. He teaches fixed income and bitcoin at USC Marshall School of Business and traded US Treasuries before that.
| Key Ideas | Layered moneymonetary hierarchybitcoin as base-layer moneyglobal liquidityBitcoin Age |
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