Magnolia Mother's Trust
The longest-running guaranteed-income program in the United States: $1,000/month for 12 months, unconditional, to low-income Black mothers living in federally subsidized housing in Jackson, Mississippi, plus a $1,000 529 college-savings account per child. Run by the nonprofit Springboard to Opportunities since 2018; six cohorts completed and 550+ mothers served, with a seventh cohort (~100 mothers) launching around Mother's Day 2026. Independent coverage: Mississippi Today (2026-04-24), Ms. Magazine series (2025-2026), The 19th.
America's longest-running guaranteed-income experiment: unconditional $1,000/month to Black mothers in Jackson, Mississippi since 2018, 550+ served across six cohorts, cohort 7 launching in 2026. As money it scores near the floor — it moves fiat and issues nothing. As a money-pilot it is among the most influential in the M69 scope: durable, evidence-generating, and the cultural template for the US unconditional-cash movement.
M69 Score
Scored against the Money2069 Manifesto — see methodology. Higher = more aligned.
Detailed Rating Breakdown
Issuance Model3x1.0
Distributes existing USD and creates no money; issuance criteria are absent (scale anchor: absent = 1).
Spending Power Stability2x1.0
No mechanism — recipients hold plain USD with its inflation.
Fiat Independence & Interoperability2x1.0
Entirely fiat: philanthropic USD in, USD out through ordinary bank rails.
Traction2x3.0
Active and fresh (cohort 7 launching 2026 per Mississippi Today 2026-04-24 and Ms. Magazine May 2026), 8 years continuous, strong national recognition and research attention (TR-08 5, TR-01 5); but scale is ~100 mothers per cohort, 550+ total (TR-03 1) and there is no currency to accept or denominate in (TR-04/05 at the floor).
Sovereignty2.0
One nonprofit in one US state; the program exists at the discretion of its funders — though once disbursed, the cash is unconditionally the recipients' own (SO-04 above floor).
Governance2.0
Nonprofit board plus a genuinely resident-driven design ethos; no formal participant governance and no protected rules.
Resilience2.0
Eight years of cohort-over-cohort philanthropic fundraising is real survival evidence, but each cohort depends on the next raise (RE-07); the simple, tech-agnostic design (cash) is its strongest durability feature.
Inclusivity3.0
Built exclusively for financially excluded mothers (IN-03 5) and essentially all value flows to participants (IN-04 5); but participation is closed by design — one city, one demographic, selected cohorts (IN-01 2), with enrollment identity requirements.