Komunitin
Open-source platform for community exchange currencies — a wallet, marketplace and Stellar-based accounting backend that lets mutual credit communities, time banks and local councils issue and govern their own currencies and trade between communities. Successor of IntegralCES, developed for 10+ years within the Community Exchange Network alongside CES; in active daily development (GitHub commits July 2026).
Open-source, self-hostable infrastructure for debt-free mutual-credit community currencies with inter-community trade — strong monetary design and sovereignty, modest but real traction after 10+ years, in very active development.
M69 Score
Scored against the Money2069 Manifesto — see methodology. Higher = more aligned.
Detailed Rating Breakdown
Issuance Model3x4.0
Enables mutual-credit issuance: money is created debt-free at the moment of real exchange within community-set credit limits, and supply is fully two-way elastic (balances net to zero). Held below 5 because issuance requires community membership approval (semi-open) and rules are per-community convention rather than protocol-enforced.
Spending Power Stability2x3.0
No algorithmic stability mechanism of its own; member currencies typically reference a national fiat unit or hours by convention (SPS-02 band 3). Mutual credit's spend-anchoring gives practical local price stability, but long-term purchasing-power drift is not explicitly addressed.
Fiat Independence & Interoperability2x4.0
Pure mutual credit holds zero fiat reserves and needs no banking rails (FI-02/FI-03 strong). Local currency composability and inter-community trading are the project's core purpose (FI-07/FI-08 strong — open APIs, inter-community settlement). Unit of account usually mirrors fiat, which caps the category.
Traction2x3.0
10+ years of continuous existence including the IntegralCES lineage, live exchange communities (Spain, Greece and others via the common instance), and very active development — GitHub commits on 2026-07-16. User base is in the low thousands and recognition is niche (P2P Foundation, Grassroots Economic Organizing coverage), which holds traction to mid-band.
Sovereignty4.0
Fully open-source and self-hostable full stack (app, notifications, accounting); accounting service builds on the Stellar blockchain; no state or corporate control. Key-person risk from a small maintainer team is the main deduction.
Governance3.0
Each exchange community governs its own currency rules; platform-level project governance is informal open-source maintainership without a formal constitution or separation of monetary vs operational decisions.
Resilience3.0
Survived 10+ years on community funding; open code and open data model make catastrophic recovery realistic (any competent team can redeploy). Funding is volunteer/contribution-based with no endowment, and the monetary core hasn't been stress-tested at scale.
Inclusivity4.0
Near-zero cost to participate, designed explicitly for financial inclusion of communities, no government-ID KYC at the platform level, identical rules for participants. Underbanked outreach happens through member communities rather than the platform itself.