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Money2069

GiveDirectly UBI

Universal Basic Income Program·Active·Kenya / Malawi / Mozambique (US-based)

Nonprofit running the world's largest and longest universal basic income experiment: ~23,000 people across 195 Kenyan villages receive unconditional cash transfers for 12 years (2017–2029), with randomized-controlled-trial results published by leading economists (Banerjee, Niehaus, Suri et al.). Over $58M delivered across UBI programs in Kenya, Malawi and Mozambique, 56,000+ people reached — the benchmark evidence base for money-as-basic-income design.

2.5
Weakly aligned
Monetary Sovereignty
1.7
Civilizational Durability
2.7
Universal Adoption
4.0
Rated 11d ago
M69 Verdict

The strongest empirical evidence base in existence for basic income as monetary design — a 12-year, 23,000-person RCT that fair-money builders cite constantly — run with rare transparency and reach. But it is a fiat delivery program, not a monetary system: no own unit, fully custodial rails, donor-dependent, identity-gated. Weakly aligned as money (2.5), invaluable to the map as the reference basic-income experiment.

M69 Score

M69 Alignment2.5
Weakly aligned
1.02.03.04.05.0
12345Iss Mod 3xStability 2xFia Ind & Int 2xTraction 2xSovereigntyGovernanceResilienceInclusivity
Monetary Sovereignty1.7
Issuance (3x) + Stability (2x) + Fiat Indep. (2x)
Civilizational Durability2.7
Sovereignty + Governance + Resilience
Universal Adoption4.0
Traction (2x) + Inclusivity
Iss Mod3x
2.0
Stability2x
2.0
Fia Ind & Int2x
1.0
Traction2x
4.0
Sovereignty
2.0
Governance
3.0
Resilience
3.0
Inclusivity
4.0

Scored against the Money2069 Manifestosee methodology. Higher = more aligned.

Detailed Rating Breakdown

Issuance Model3x
2.0

GiveDirectly issues no currency — it distributes donor-funded fiat. Distribution is donation-funded and debt-free (IM-02: 5) but recipient selection is a single organization's decision (IM-01: 1), volume is set by fundraising, not economic signals (IM-04: 2), and there is no supply mechanism at all (IM-03: 2, IM-05: 2). Avg 2.4 → 2.

Spending Power Stability2x
2.0

Transfers ride national fiat (KES via M-Pesa) and inherit its inflation — no stability mechanism (SPS-01: 1), fiat benchmark only (SPS-02: 2), single-region delivery (SPS-06: 2). The study design does measure real purchasing outcomes rigorously (SPS-03: 3). Weighted ~1.9 → 2.

Fiat Independence & Interoperability2x
1.0

Fully fiat: USD-funded, delivered in national currency over mobile-money rails that require banking infrastructure (FI-01/02/03: 1); fails entirely with the fiat system it rides on (FI-05: 1); no transition path — fiat is the permanent medium (FI-06: 1). Weighted 1.1 → 1.

Traction2x
4.0

16 years of operations, fully active (TR-01: 5, TR-02: 5), 1.5M+ recipients across programs (TR-03: 5), peer-reviewed results in top venues plus major media coverage (TR-08: 5), first-rate institutional partners — IPA, J-PAL, major foundations (TR-07: 5), strong active leadership (TR-06: 5). But the medium is fiat, so unit-of-account credit is minimal (TR-05: 2) and 'adoption' is by definition subsidy, not organic currency demand (TR-09: 2). Weighted 3.6 → 4.

Sovereignty
2.0

A single US nonprofit: the board can halt everything (SO-01: 1), nothing is self-hostable (SO-02: 1), flows depend on M-Pesa/telecom rails (SO-06: 2), recipient data is collected and enrollment is gated (SO-08: 2), and program rules are policy, not code (SO-09: 1). Multi-country operations soften jurisdiction risk slightly (SO-03: 2). Weighted 1.6 → 2.

Governance
3.0

Conventional nonprofit board governance (GO-01: 3, GO-02: 2), but with unusual radical transparency — published RCT data, GiveWell scrutiny, open cost breakdowns (GO-03: 4); mission principles are stated but not binding (GO-07: 3); program rules changeable at management discretion (GO-08: 2). Weighted 2.5 → 3.

Resilience
3.0

Survived COVID-era shocks and the 2025 aid-funding contraction while continuing 12-year commitments (RE-01: 4); the model itself is maximally simple — 'just give cash' (RE-04: 5); mobile-money rails are mature (RE-05: 4). But it is structurally donor-dependent with no endowment (RE-06: 2, RE-07: 2) and human-centric by design (RE-09: 2). Weighted 2.7 → 3.

Inclusivity
4.0

Designed for and delivered to the poorest — recipients pay nothing (IN-02: 5), targeting is explicitly pro-underbanked (IN-03: 5), ~90% of funds reach recipients with equal treatment inside programs (IN-04: 5, IN-05: 4), and cash transfers are directly redistributive (IN-07: 4). Participation is enrollment-gated rather than open (IN-01: 3) and mobile-money delivery entails SIM-registration identity (IN-06: 2). Weighted 3.9 → 4.