In Her Hands
In Her Hands gives unconditional cash to women with low incomes in Georgia. More than 920 participants receive an average of $1,000 a month for two to three years, with $30 million in committed funding. The program serves four communities, from Atlanta neighborhoods to rural southwest Georgia. The Georgia Resilience and Opportunity Fund runs it with GiveDirectly. Researchers at Washington University in St. Louis evaluated the first two years and reported that participants stabilized their finances and invested in their futures.
One of the largest guaranteed income programs in the US South: 920+ women receive about $1,000 a month for two to three years, with $30M committed and a Washington University final report on outcomes. As a fiat cash-transfer program its monetary design scores sit at the GI-cluster floor; calibrated one notch under the multistate Bridge Project (2.2) on sovereignty, above the advocacy rows (NJ Cash Alliance 2.0, MFGI 1.9).
M69 Score
Scored against the Money2069 Manifesto — see methodology. Higher = more aligned.
Detailed Rating Breakdown
Issuance Model3x2.0
Philanthropic fiat disbursement. The program grants existing dollars rather than creating money. Debt-free but fully discretionary, with no link to a monetary rule.
Spending Power Stability2x2.0
Pays USD, so participants carry full dollar inflation exposure. No stability mechanism of its own.
Fiat Independence & Interoperability2x1.0
Entirely fiat. USD transfers over conventional banking rails.
Traction2x3.0
920+ recipients across four Georgia communities, $30M committed, running since 2022 with a 2024 expansion that pays through 2027. Strong external recognition: Washington University CSD final report (May 2025), GiveDirectly delivery partnership, Blank Foundation funding.
Sovereignty1.0
Single-state program run by one nonprofit. The operator can pause or end it at any time and controls all disbursement rails.
Governance2.0
Community-led design is a stated principle and cohort communities help shape the program, but a nonprofit board holds all decisions. No formal participant governance.
Resilience2.0
Cohort-funded philanthropy. $30M is committed but each expansion needs a new raise; the current cohort's fundraising campaign has closed.
Inclusivity4.0
Serves low-income Black women in underserved urban, suburban, and rural communities with unconditional cash. Enrollment is limited to selected cohorts, which caps universal access.